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title: Ravi Loganathan
source_page: https://www.sardine.ai/authors/ravi-loganathan
canonical: https://www.sardine.ai/authors/ravi-loganathan
format: text/markdown
description: Ravi Loganathan is President of Sonar, Sardine’s fraud data-sharing consortium, and General Manager of Sardine’s banking business. Prior to Sardine, Ravi was a principal executive at Early Warning Services (EWS), where he served as Chief Data Officer for nearly eight years. At EWS, Ravi played a key role in launching Zelle, the EWS Account Validation Service, and the Alternative Credit Insights Utility, developed with leading banks and the major credit bureaus as part of the OCC’s Project REACh initiative to expand credit access for underserved consumers. Earlier in his career, Ravi held senior leadership roles at Bank of America, including Senior Vice President of Compliance and Operational Risk. He was also involved in the launch of Merrill Edge and led initiatives spanning banking, brokerage, risk, and digital platforms. Ravi holds a Master’s Degree in Public Policy and Finance from the University of Chicago and a Bachelor’s Degree in Political Science and Economics from Temple University.
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**Quick links:** [Human page](https://www.sardine.ai/authors/ravi-loganathan) · [Home](https://www.sardine.ai) · [Customers](https://www.sardine.ai/customers) · [Blog](https://www.sardine.ai/blog) · [Demo](https://www.sardine.ai/demo)

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# Ravi Loganathan

GM Banking, President of Sonar

Ravi Loganathan is President of Sonar, Sardine’s fraud data-sharing consortium, and General Manager of Sardine’s banking business. Prior to Sardine, Ravi was a principal executive at Early Warning Services (EWS), where he served as Chief Data Officer for nearly eight years.

At EWS, Ravi played a key role in launching Zelle, the EWS Account Validation Service, and the Alternative Credit Insights Utility, developed with leading banks and the major credit bureaus as part of the OCC’s Project REACh initiative to expand credit access for underserved consumers.

Earlier in his career, Ravi held senior leadership roles at Bank of America, including Senior Vice President of Compliance and Operational Risk. He was also involved in the launch of Merrill Edge and led initiatives spanning banking, brokerage, risk, and digital platforms.

Ravi holds a Master’s Degree in Public Policy and Finance from the University of Chicago and a Bachelor’s Degree in Political Science and Economics from Temple University.

## Articles by Ravi Loganathan
- Entity risk intelligence: The cross-industry signals your bank cannot see alone
- Agentic AI in banking: A 12-step audit-ready playbook for risk and compliance leaders
- The Sonar Marketplace: How a single fraud data API replaces a dozen vendor contracts
- How Know Your Recipient (KYR) Prevents Scams for Real-Time Payment Risk
- AI agents for payments: the future of banking infrastructure
- Fraud prevention for community banks: Closing the risk infrastructure gap
- 314(b) community banks: Using shared fraud signals to outsmart financial crime
- Revolutionize Banking-as-a-Service compliance with Sardine
- Real-time fraud data sharing utility for Financial Services
- Peering into black holes: Solving the visibility gap between TradFi and DeFi
- Real-time payments need real-time fraud detection