---
title: Meeting Nacha's 2026 Fraud Monitoring Requirements
source_page: https://www.sardine.ai/events/2026-nacha-fraud-monitoring-rules
canonical: https://www.sardine.ai/events/2026-nacha-fraud-monitoring-rules
format: text/markdown
date: 2026-02-11T12:04:00.000Z
description: The Nacha fraud monitoring updates are fast approaching, and most banks are hearing very different messages about what they mean. Some are being told they’re already covered and don’t need to change anything. Others are hearing warnings about major gaps, heightened liability, or the need for entirely new controls. In between, many fraud, payments, and compliance teams are left trying to translate broad guidance into something they can actually execute and explain.
---

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---

# Meeting Nacha's 2026 Fraud Monitoring Requirements

**Published:** 2026-02-11T12:04:00.000Z

The Nacha fraud monitoring updates are fast approaching, and most banks are hearing very different messages about what they mean. Some are being told they’re already covered and don’t need to change anything. Others are hearing warnings about major gaps, heightened liability, or the need for entirely new controls. In between, many fraud, payments, and compliance teams are left trying to translate broad guidance into something they can actually execute and explain.

The Nacha fraud monitoring updates are fast approaching, and most banks are hearing very different messages about what they mean.
Some are being told they’re already covered and don’t need to change anything. Others are hearing warnings about major gaps, heightened liability, or the need for entirely new controls.
In between, many fraud, payments, and compliance teams are left trying to translate broad guidance into something they can actually execute and explain.
In this webinar, we'll:
Break down what is and isn't required
Walk through real ACH fraud and scam scenarios
Clarify how ATOs and scams factor into the requirements
Outline what actually needs to be in place by the deadlines
Discuss key takeaways and potential impacts
The goal is not to add fear or complacency, but to help teams leave with a clear, defensible approach they can execute on in time for the upcoming deadlines.