Fraud and Compliance
Optimize your growth while reducing fraud and compliance risk
Don't let the fear of fraud drive you towards subpar customer experiences. Sardine reduces decline rates and false positives, while increasing conversion and revenue.
Device Intelligence & Behavior Biometrics
One API to protect all your critical customer flows
Sardine continuously monitors behavior patterns and detects device irregularities in real-time to stop fraudsters before they create and fund their accounts.
Lower onboarding friction and ensure compliance, while stopping fake and potential mule accounts.
Sanctions, PEP, Adverse media screening and monitoring, with real-time blockchain analytics.
Card and bank ACH risk scoring. Dynamic limits and chargeback protection for digital wallets.
Digital asset purchase
Increase authorization rates and customer conversion via bank, card and local payment rails.
Offer seamless NFT checkout experiences with higher order value and up to 98% authorization.
Stop losing money on card disputes with our real-time risk assessment for better chargeback protection.
Onboarding & KYC
Stop onboarding fraud and ensure KYC/AML compliance
Sardine integrates proprietary Device Intelligence and Behavior Biometrics signals with phone, email, SSN, and documentary KYC from leading providers to offer global coverage, speed, and reliability.
Identity Fraud & Document Verification
A flexible solution for safe, seamless customer onboarding
From one-click onboarding (KYC) to enhanced due diligence (EDD), Sardine maximize conversions, while minimizing operational costs. Whether you want to require documentary KYC as a fallback when SSN verification fails, or trigger it on high-risk cases where our foundational fraud score is high, Sardine has you covered. Whether you want to require documentary KYC as a fallback when SSN verification fails, or trigger it on high-risk cases where our foundational fraud score is high, Sardine has you covered.
Sardine is an integral part of our fraud detection systems and helped us deliver phenomenal results. The number of customers falling victim to fraud in 2022 fell by 7x. Our chargeback for card payments is below 0.05%.
Group COO, Kriptomat
Real-time protection for all your payment flows
Safely fund user wallets, without the hold time, prevent card fraud, and offer risk-free instant purchase of digital assets.
Card and Bank ACH Account Funding
Stop account funding fraud
At the time of card or bank account linkage, our advanced fraud models analyze customer behavior, device, and identity signals, with dozens of curated third-party data providers:
- Transaction history
- Phone number
- IP address location
- Email account age
- Social media presence
- Card bin-lists
- Bank blocklists
- Credit bureaus
Built for fraud & compliance teams
Manage, investigate, and customize your operations within a single platform
Visualize, investigate potential threats, and monitor known bad actors from one unified, fraud and compliance dashboard.
No-code Rule Builder
Enable Fraud Ops to customize risk scoring based on your business needs, or utilize hundreds of pre-built rules.
Automated Case Manager
Quickly approve or decline suspicious users and transactions. Assign cases for further review, or to return funds.