---
title: Fraud & AML Trends in Financial Services
source_page: https://www.sardine.ai/whitepapers/fraud-aml-trends-in-financial-services
canonical: https://www.sardine.ai/whitepapers/fraud-aml-trends-in-financial-services
format: text/markdown
date: 2025-09-17T19:23:30.000Z
author: Sardine Team
description: Siloed teams and outdated controls make it harder to keep pace with new attacks. Explore what is changing across data sharing, AI, and modern defenses...
---

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---

# Fraud & AML Trends in Financial Services

**Author:** Sardine Team · **Published:** 2025-09-17T19:23:30.000Z · **Categories:** Fraud

Siloed teams and outdated controls make it harder to keep pace with new attacks. Explore what is changing across data sharing, AI, and modern defenses...

The financial services landscape has reached a critical turning point. AI-generated scams have evolved from theoretical risks to operational realities, while first-party fraud and deepfake attacks are reshaping the threat landscape. As regulators increase their scrutiny of fraud models and market consolidation accelerates, the traditional boundaries between cybersecurity and fraud prevention are dissolving. The industry needs a new approach – and fast.
Drawing insights from Sardine's work with tier 1 banks, fintechs, and industry veterans, we explore:
Why 2025 is the turning point in fighting back against financial crime
How AI agents are transforming risk operations as alerts skyrocket 800%
Why cross-sector data sharing is reaching critical mass, with one tier 1 bank preventing 42% of wire fraud through Sardine's Sonar consortium
The convergence of fraud and compliance teams for unified defense
Why digital commerce is rewriting its security playbook
Gain exclusive perspectives from leaders at Paylocity, Cartomancy Labs, StrategyBrix, and Sardine's stable of experts. This report provides an actionable roadmap for building more resilient fraud and AML defenses and staying ahead in an increasingly complex threat landscape. Download now and prepare for the challenges ahead.