O blog da sardinha

Neobanks and digital banks are low-hanging fruit for fraudsters.What makes them such an attractive target? They do not have traditional branches. This new approach is convenient and accessible. But, it also adds new fraud risks. Unlike traditional banks, neobanks rely heavily on technology and a digital experience. This isn’t just convenient for their customers, but fraudsters too.

Karisse is the person the biggest e-commerce companies call when they’re in over their heads. With over 15 years of experience and having saved her clients over $150 million in reduced fraud and chargebacks, she knows a thing or two about staying one step ahead of the fraudsters. We spoke to Karisse Hendrick, consultant, fraud expert, and the host of the Fraudology podcast when she joined us on Risky Business.

Real-time bank account validation, dispute management, international address verification, business screening, merchant risk scoring, and AML scenario templates.

Combat seller fraud in marketplaces: A Know Your Seller (KYS) check is vital to maintaining buyer trust and minimizing seller fraud.

Marketplaces have unique nuances compared to traditional e-commerce. They bring together buyers and sellers and often offer incentives to create this double-sided market. Hiding in the cracks between buyer, seller, or both is how fraudsters have turned marketplaces into one of the most complex fraud challenges to manage.

By applying these tools—device intelligence, behavior signals, identity verification, network intelligence, transaction monitoring, data enrichment, and cluster analysis—fraud prevention teams can make a real impact against first-party fraud.

ATOs don't have to be a fact of life. By combining all available tactics and data, we can dramatically reduce the risk of account takeovers. By employing a strategy that combines preventive tactics with advanced threat detection and security tools leveraging threat intelligence, you can effectively identify and block sophisticated attacks. A proactive and comprehensive approach will make all the difference when safeguarding your business.

By combining these behavioral insights with transaction monitoring, businesses can gain a powerful advantage in the fight against B2B payment fraud. This layered approach can stop large, unauthorized transfers in their tracks, protecting companies from significant financial losses.

Sardines move pretty quickly, and so does our product team. Last quarter, we released over 25 features into production. Including card to name matching, case management, bot detection upgrades and SAR filling is now in Beta

Merchants spend incredible energy engaging users to visit their store and get to the checkout, only to lose out due to high fraud risk in an era where first-party fraud rates are rising, and conversion rates continue to fall. There is a better way. Get ahead of fraud before it ever reaches your checkout page. Pre-authorization fraud screening. And it's a game-changer for boosting conversion rates.

Weak identity verification (IDV) is the main cause of inefficient Financial Crimes Programs, as 90% of all fraud comes from fully verified identities. The solution is Progressive KYC programs that strike a balance between increasing onboarding conversion and minimizing financial crime risks and false positives.

Pull domain specific machine learned features into your models for fraud prevention and BSA/AML compliance. Save time and effort building features, but retain the flexibility as if you'd built the features in-house.