チャージバックが少なく、コンバージョン率が高い

The 3D Secure Method URL plays a key role in enabling frictionless flows by giving ACSs the device data they need to assess risk before authentication. Without it, issuers are left with blind spots making step-up challenges more likely and increasing fraud exposure.

This playbook builds on the Agentic Oversight Framework, providing a practical guide for banks to deploy AI agents in a regulator-ready way. In it, we outline clear steps for governance, validation, and oversight to ensure compliance, auditability, and safe automation.

AI fraud detection is now essential as next-gen scam attacks evolve at unprecedented speed. Advanced phishing campaigns, deepfake voice fraud, and AI-powered brand impersonation are outsmarting legacy security tools. This article explores how cybercriminals use generative AI, website cloning, and automated workflows to bypass traditional defenses, and why behavioral biometrics, device intelligence, and real-time detection are critical for stopping modern threats. Learn how to safeguard your business with adaptive, AI-driven fraud detection strategies that keep you ahead of scammers and secure your digital ecosystem.