Sardine - Fraud Prevention as a Service for digital businesses

Sardine detects 3x more fraud than incumbents which were built for e-commerce fraud while we are the first solution built truly for digital businesses.

200%

less false positives

Many companies make the fatal mistake of reacting quickly when a fraud event happens, and add a ton of friction immediately to stop fraudsters. With Sardine, we balance the trade-off between hurting good customers and detecting fraud, and we consistently deliver 2x lower false positives than incumbents.

$500K

per year in ops savings

Fraud prevention often means asking your operations team to perform manual reviews. With Sardine, we automate most of these manual reviews, so large FinTechs often see $500K per year in savings due to the automation.

6+Months

of launch time saved

Sardine saves the time of evaluating, negotiating and integrating with dozens of third party risk providers across identity fraud, documentary verification, card and bank fraud etc. Launching new products or markets becomes a lot faster while improving your reputation with regulators and payment schemes.

OUR PRODUCTS
1/5
Account Takeover Prevention
Never lose your customer funds
Swiss vault like security for your customer funds.
Never lose a single dollar or a single customer's trust.
Protection from Credential Stuffing, SIM Swap, SMShing and Vishing.
OUR PRODUCTS
1/5
Account Takeover Prevention
Never lose your customer funds
Swiss vault like security for your customer funds.
Never lose a single dollar or a single customer's trust.
Protection from Credential Stuffing, SIM Swap, SMShing and Vishing.
OUR PRODUCTS
1/5
Account Takeover Prevention
Never lose your customer funds
Swiss vault like security for your customer funds.
Never lose a single dollar or a single customer's trust.
Protection from Credential Stuffing, SIM Swap, SMShing and Vishing.
OUR PRODUCTS
1/5
Account Takeover Prevention
Never lose your customer funds
Swiss vault like security for your customer funds.
Never lose a single dollar or a single customer's trust.
Protection from Credential Stuffing, SIM Swap, SMShing and Vishing.
OUR PRODUCTS
1/5
Account Takeover Prevention
Never lose your customer funds
Swiss vault like security for your customer funds.
Never lose a single dollar or a single customer's trust.
Protection from Credential Stuffing, SIM Swap, SMShing and Vishing.
OUR PRODUCTS
1/5
Account Takeover Prevention
Never lose your customer funds
Swiss vault like security for your customer funds.
Never lose a single dollar or a single customer's trust.
Protection from Credential Stuffing, SIM Swap, SMShing and Vishing.
OUR PRODUCTS
5/5
Account Takeover Prevention
Never lose your customer funds
Swiss vault like security for your customer funds.
Never lose a single dollar or a single customer's trust.
Protection from Credential Stuffing, SIM Swap, SMShing and Vishing.
OUR PRODUCTS
5/5
Account Takeover Prevention
Never lose your customer funds
Swiss vault like security for your customer funds.
Never lose a single dollar or a single customer's trust.
Protection from Credential Stuffing, SIM Swap, SMShing and Vishing.
OUR PRODUCTS
5/5
Account Takeover Prevention
Never lose your customer funds
Swiss vault like security for your customer funds.
Never lose a single dollar or a single customer's trust.
Protection from Credential Stuffing, SIM Swap, SMShing and Vishing.
OUR PRODUCTS
1/5
Device Intelligence
Catch fraudsters by their intrinsic behavior
Launch your digital wallet with zero fraud.
Grow by 2x with zero friction.
Increase profit margins by 3x with lower fraud.
OUR PRODUCTS
1/5
Device Intelligence
Catch fraudsters by their intrinsic behavior
Launch your digital wallet with zero fraud.
Grow by 2x with zero friction.
Increase profit margins by 3x with lower fraud.
OUR PRODUCTS
1/5
Device Intelligence
Catch fraudsters by their intrinsic behavior
Launch your digital wallet with zero fraud.
Grow by 2x with zero friction.
Increase profit margins by 3x with lower fraud.
OUR PRODUCTS
1/5
Device Intelligence
Catch fraudsters by their intrinsic behavior
Launch your digital wallet with zero fraud.
Grow by 2x with zero friction.
Increase profit margins by 3x with lower fraud.
OUR PRODUCTS
1/5
Device Intelligence
Catch fraudsters by their intrinsic behavior
Launch your digital wallet with zero fraud.
Grow by 2x with zero friction.
Increase profit margins by 3x with lower fraud.
OUR PRODUCTS
1/5
Device Intelligence
Catch fraudsters by their intrinsic behavior
Launch your digital wallet with zero fraud.
Grow by 2x with zero friction.
Increase profit margins by 3x with lower fraud.
OUR PRODUCTS
1/5
Device Intelligence
Catch fraudsters by their intrinsic behavior
Launch your digital wallet with zero fraud.
Grow by 2x with zero friction.
Increase profit margins by 3x with lower fraud.
OUR PRODUCTS
1/5
Device Intelligence
Catch fraudsters by their intrinsic behavior
Launch your digital wallet with zero fraud.
Grow by 2x with zero friction.
Increase profit margins by 3x with lower fraud.
OUR PRODUCTS
1/5
Device Intelligence
Catch fraudsters by their intrinsic behavior
Launch your digital wallet with zero fraud.
Grow by 2x with zero friction.
Increase profit margins by 3x with lower fraud.
OUR PRODUCTS
1/5
Enhanced Payment Fraud
High deposit limits with zero fraud
Provide deposit limits of $25,000 via Cards or ACH.
Scale as fast as you want with Sardine fraud indemnification.
OUR PRODUCTS
1/5
Enhanced Payment Fraud
High deposit limits with zero fraud
Provide deposit limits of $25,000 via Cards or ACH.
Scale as fast as you want with Sardine fraud indemnification.
OUR PRODUCTS
1/5
Enhanced Payment Fraud
High deposit limits with zero fraud
Provide deposit limits of $25,000 via Cards or ACH.
Scale as fast as you want with Sardine fraud indemnification.
OUR PRODUCTS
1/5
Enhanced Payment Fraud
High deposit limits with zero fraud
Provide deposit limits of $25,000 via Cards or ACH.
Scale as fast as you want with Sardine fraud indemnification.
OUR PRODUCTS
1/5
Enhanced Payment Fraud
High deposit limits with zero fraud
Provide deposit limits of $25,000 via Cards or ACH.
Scale as fast as you want with Sardine fraud indemnification.
OUR PRODUCTS
1/5
Enhanced Payment Fraud
High deposit limits with zero fraud
Provide deposit limits of $25,000 via Cards or ACH.
Scale as fast as you want with Sardine fraud indemnification.
OUR PRODUCTS
2/5
Enhanced Payment Fraud
High deposit limits with zero fraud
Provide deposit limits of $25,000 via Cards or ACH.
Scale as fast as you want with Sardine fraud indemnification.
OUR PRODUCTS
2/5
Enhanced Payment Fraud
High deposit limits with zero fraud
Provide deposit limits of $25,000 via Cards or ACH.
Scale as fast as you want with Sardine fraud indemnification.
OUR PRODUCTS
2/5
Enhanced Payment Fraud
High deposit limits with zero fraud
Provide deposit limits of $25,000 via Cards or ACH.
Scale as fast as you want with Sardine fraud indemnification.
OUR PRODUCTS
1/5
Transaction Monitoring
Earn regulatory and customer trust
Industry first Transaction Monitoring that combines Identity and Transactions
Fast lane for most, friction on bad actors.
Arm your Risk Ops with 1,000+ signals from best-in-class data providers
Rule editor with back testing
OUR PRODUCTS
1/5
Transaction Monitoring
Earn regulatory and customer trust
Industry first Transaction Monitoring that combines Identity and Transactions
Fast lane for most, friction on bad actors.
Arm your Risk Ops with 1,000+ signals from best-in-class data providers
Rule editor with back testing
OUR PRODUCTS
1/5
Transaction Monitoring
Earn regulatory and customer trust
Industry first Transaction Monitoring that combines Identity and Transactions
Fast lane for most, friction on bad actors.
Arm your Risk Ops with 1,000+ signals from best-in-class data providers
Rule editor with back testing
OUR PRODUCTS
1/5
Transaction Monitoring
Earn regulatory and customer trust
Industry first Transaction Monitoring that combines Identity and Transactions
Fast lane for most, friction on bad actors.
Arm your Risk Ops with 1,000+ signals from best-in-class data providers
Rule editor with back testing
OUR PRODUCTS
1/5
Transaction Monitoring
Earn regulatory and customer trust
Industry first Transaction Monitoring that combines Identity and Transactions
Fast lane for most, friction on bad actors.
Arm your Risk Ops with 1,000+ signals from best-in-class data providers
Rule editor with back testing
OUR PRODUCTS
1/5
Transaction Monitoring
Earn regulatory and customer trust
Industry first Transaction Monitoring that combines Identity and Transactions
Fast lane for most, friction on bad actors.
Arm your Risk Ops with 1,000+ signals from best-in-class data providers
Rule editor with back testing
OUR PRODUCTS
3/5
Transaction Monitoring
Earn regulatory and customer trust
Industry first Transaction Monitoring that combines Identity and Transactions
Fast lane for most, friction on bad actors.
Arm your Risk Ops with 1,000+ signals from best-in-class data providers
Rule editor with back testing
OUR PRODUCTS
3/5
Transaction Monitoring
Earn regulatory and customer trust
Industry first Transaction Monitoring that combines Identity and Transactions
Fast lane for most, friction on bad actors.
Arm your Risk Ops with 1,000+ signals from best-in-class data providers
Rule editor with back testing
OUR PRODUCTS
3/5
Transaction Monitoring
Earn regulatory and customer trust
Industry first Transaction Monitoring that combines Identity and Transactions
Fast lane for most, friction on bad actors.
Arm your Risk Ops with 1,000+ signals from best-in-class data providers
Rule editor with back testing
OUR PRODUCTS
1/5
Identity Verification
Onboard more authentic identities
Compliant Identity verification that actually catches fraud.
Increase onboarding conversion by 20%.
Increase identity fraud caught by 90%.
OUR PRODUCTS
1/5
Identity Verification
Onboard more authentic identities
Compliant Identity verification that actually catches fraud.
Increase onboarding conversion by 20%.
Increase identity fraud caught by 90%.
OUR PRODUCTS
1/5
Identity Verification
Onboard more authentic identities
Compliant Identity verification that actually catches fraud.
Increase onboarding conversion by 20%.
Increase identity fraud caught by 90%.
OUR PRODUCTS
1/5
Identity Verification
Onboard more authentic identities
Compliant Identity verification that actually catches fraud.
Increase onboarding conversion by 20%.
Increase identity fraud caught by 90%.
OUR PRODUCTS
1/5
Identity Verification
Onboard more authentic identities
Compliant Identity verification that actually catches fraud.
Increase onboarding conversion by 20%.
Increase identity fraud caught by 90%.
OUR PRODUCTS
1/5
Identity Verification
Onboard more authentic identities
Compliant Identity verification that actually catches fraud.
Increase onboarding conversion by 20%.
Increase identity fraud caught by 90%.
OUR PRODUCTS
4/5
Identity Verification
Onboard more authentic identities
Compliant Identity verification that actually catches fraud.
Increase onboarding conversion by 20%.
Increase identity fraud caught by 90%.
OUR PRODUCTS
4/5
Identity Verification
Onboard more authentic identities
Compliant Identity verification that actually catches fraud.
Increase onboarding conversion by 20%.
Increase identity fraud caught by 90%.
OUR PRODUCTS
4/5
Identity Verification
Onboard more authentic identities
Compliant Identity verification that actually catches fraud.
Increase onboarding conversion by 20%.
Increase identity fraud caught by 90%.
OUR PRODUCTS
1/5
Account Takeover Prevention
Never lose your customer funds
Swiss vault like security for your customer funds.
Never lose a single dollar or a single customer's trust.
Protection from Credential Stuffing, SIM Swap, SMShing and Vishing.
OUR PRODUCTS
1/5
Account Takeover Prevention
Never lose your customer funds
Swiss vault like security for your customer funds.
Never lose a single dollar or a single customer's trust.
Protection from Credential Stuffing, SIM Swap, SMShing and Vishing.
OUR PRODUCTS
1/5
Account Takeover Prevention
Never lose your customer funds
Swiss vault like security for your customer funds.
Never lose a single dollar or a single customer's trust.
Protection from Credential Stuffing, SIM Swap, SMShing and Vishing.
OUR PRODUCTS
1/5
Account Takeover Prevention
Never lose your customer funds
Swiss vault like security for your customer funds.
Never lose a single dollar or a single customer's trust.
Protection from Credential Stuffing, SIM Swap, SMShing and Vishing.
OUR PRODUCTS
1/5
Account Takeover Prevention
Never lose your customer funds
Swiss vault like security for your customer funds.
Never lose a single dollar or a single customer's trust.
Protection from Credential Stuffing, SIM Swap, SMShing and Vishing.
OUR PRODUCTS
1/5
Account Takeover Prevention
Never lose your customer funds
Swiss vault like security for your customer funds.
Never lose a single dollar or a single customer's trust.
Protection from Credential Stuffing, SIM Swap, SMShing and Vishing.
OUR PRODUCTS
5/5
Account Takeover Prevention
Never lose your customer funds
Swiss vault like security for your customer funds.
Never lose a single dollar or a single customer's trust.
Protection from Credential Stuffing, SIM Swap, SMShing and Vishing.
OUR PRODUCTS
5/5
Account Takeover Prevention
Never lose your customer funds
Swiss vault like security for your customer funds.
Never lose a single dollar or a single customer's trust.
Protection from Credential Stuffing, SIM Swap, SMShing and Vishing.
OUR PRODUCTS
5/5
Account Takeover Prevention
Never lose your customer funds
Swiss vault like security for your customer funds.
Never lose a single dollar or a single customer's trust.
Protection from Credential Stuffing, SIM Swap, SMShing and Vishing.
OUR PRODUCTS
1/5
Device Intelligence
Catch fraudsters by their intrinsic behavior
Launch your digital wallet with zero fraud.
Grow by 2x with zero friction.
Increase profit margins by 3x with lower fraud.
OUR PRODUCTS
1/5
Device Intelligence
Catch fraudsters by their intrinsic behavior
Launch your digital wallet with zero fraud.
Grow by 2x with zero friction.
Increase profit margins by 3x with lower fraud.
OUR PRODUCTS
1/5
Device Intelligence
Catch fraudsters by their intrinsic behavior
Launch your digital wallet with zero fraud.
Grow by 2x with zero friction.
Increase profit margins by 3x with lower fraud.
OUR PRODUCTS
1/5
Device Intelligence
Catch fraudsters by their intrinsic behavior
Launch your digital wallet with zero fraud.
Grow by 2x with zero friction.
Increase profit margins by 3x with lower fraud.
OUR PRODUCTS
1/5
Device Intelligence
Catch fraudsters by their intrinsic behavior
Launch your digital wallet with zero fraud.
Grow by 2x with zero friction.
Increase profit margins by 3x with lower fraud.
OUR PRODUCTS
1/5
Device Intelligence
Catch fraudsters by their intrinsic behavior
Launch your digital wallet with zero fraud.
Grow by 2x with zero friction.
Increase profit margins by 3x with lower fraud.
OUR PRODUCTS
1/5
Device Intelligence
Catch fraudsters by their intrinsic behavior
Launch your digital wallet with zero fraud.
Grow by 2x with zero friction.
Increase profit margins by 3x with lower fraud.
OUR PRODUCTS
1/5
Device Intelligence
Catch fraudsters by their intrinsic behavior
Launch your digital wallet with zero fraud.
Grow by 2x with zero friction.
Increase profit margins by 3x with lower fraud.
OUR PRODUCTS
1/5
Device Intelligence
Catch fraudsters by their intrinsic behavior
Launch your digital wallet with zero fraud.
Grow by 2x with zero friction.
Increase profit margins by 3x with lower fraud.

VIEW DEMO

1. How it works?

Fraud Prevention for FinTechs

2. Remote Desktop Detection

RDP attacks prevention using Sardine SDK.

CUSTOMERS

ABOUT THE COMPANY

Sardine is a Fraud Prevention-as-a-Service (FaaS) platform for Digital businesses to detect all types of fraud and financial crimes:

Identity fraud at account opening

Payment fraud at account funding via cards or ACH

Account takeovers at login

Suspicious activities during deposits or withdrawals.

Sardine is the first fraud solution truly built for Digital businesses. Current anti-fraud providers were built for e-commerce platforms and over-index on signals such as shopping cart analytics or shipping address to detect fraud, none of which are available to digital businesses.

We are VC backed, headquartered in San Francisco, CA and founded by former early executives from Coinbase, Revolut, Uber, Bolt and PayPal.

We've scaled Coinbase by 1,000x while automating their Identity, Fraud and Compliance programs

Launched Revolut's US business

Fought ghost-riding at Uber

Built 'zero-fraud' one-click checkout at Bolt

Built fraud protection for PayPal

TESTIMONIALS

Sardine provides the perfect balance, helping us detect 3x more fraud than before while reducing friction by 2x
At Moonpay, our mission is to enable access to cryptocurrencies to the next billion customers. To do so, we need really strong defense against a wide variety of fraud attacks, without layering the kind of friction or fear that might turn off customers who are just getting started with crypto.
VICTOR FARAMOND -
CTO and co-founder
Moonpay
Modern platforms, like crypto companies and neobanks, require novel anti-fraud solutions.
Most anti-fraud solutions were primarily built to address the rapid growth of fraud in e-commerce platforms in the last decade. They rely too heavily on signal from shopping cart analytics, shipping addresses, and the like. Unless your business model fits that paradigm, you'll invariably end up with poor fraud rates, and high declines. Digital businesses require novel solutions. Sardine's platform combines millions of data points per customer including browser fingerprinting, mobile device attributes, network traffic, and more, focusing on the intrinsic behavior of fraudsters making it a much more valuable tool to catch sophisticated digital fraud.
BRIAN MULLINS -
SVP Risk
Chime
Sardine allows you to outsmart even the most sophisticated crypto fraudsters
Cryptocurrencies are highly liquid and not reversible, and hence attract the most sophisticated fraudsters. Sardine allows you to outsmart even the most sophisticated crypto fraudsters as their innovative approach looks for differences in intrinsic behavior, that's hard for a fraudster to change
DAN ROMERO -
Former VP
Coinbase
Sardine’s next-generation behavior biometrics run transparently in the background
Sardine’s next-generation behavior biometrics run transparently in the background without any user friction, yet are incredibly effective in separating good customers from fraudulent ones
ERIC WOODWARD -
Former President
Early Warning
Sardine has brought to market a compelling vision on Fraud prevention as a Service (FaaS)
Sardine enables digital businesses to avoid fraud without the hassles of cobbling together multiple services or being in constant fire fighting mode.
ANNE DWANE -
Investor
Village Global
Sardine takes care of all your fraud needs, so you can focus on building the best product experience.
Current BaaS players don't offer a comprehensive and complete fraud suite. As an entrepreneur building the next-gen mobile app banking, we have quickly had to become an expert on all things fraud. After talking to 30+ vendors, it became clear there needs to be a far better solution in the market. A solution that takes care of all your fraud needs, so we can focus on building the best product experience for our customers. That's where we need Sardine, and we are super excited about their Fraud Prevention-as-a-Service (FaaS) offering!
BEN SOPPITT -
CEO
UnifiMoney
Now finally, a solution that outwits fraudsters and still provides good customers a superior experience
Finding the equilibrium between customer acceptance and fraud control has always been a challenge, especially given fraudsters move at such a high velocity. Sardine’s technology has provided the data needed to find balance and keep out the smartest bad actors, protecting margins and customer experience.
DAN WESTGARTH -
COO
Deel
Sardine is the missing link in Banking as a Service stack!
At Relay Financial, we offer businesses a fast and seamless banking experience. With Sardine, we found a full stack anti-fraud solution. With the high frequency and volume of funds flowing through Relay Financial, Sardine's AI engine can flag suspicious transactions and act as our fraud operating system throughout the lifecycle of our customers. Sardine gives us the power of an expert fraud and data science team, in an easy to use product that helps us level up the service we deliver to customers.
YOSEPH WEST -
CEO
Relay Financial

PARTNERS

Select partnerships

Sardine partners and integrates with industry leaders on KYC, document verification, email and phone intelligence and cryptocurrency transaction analysis. Sardine will continue to expand the partnerships with best in class players in risk and fraud to bring a one stop solution to clients.

Our Pricing

TEST

FREE

⇒ 1000 API calls of Foundational Fraud Score

⇒ 1000 API calls of Transaction Monitoring Engine

LAUNCH

PAY AS YOU GO

⇒ 100+ pre-tested Transaction Monitoring rules

⇒ Foundational Fraud Score

⇒ Enhanced Fraud Score

⇒ Identity Verification

⇒ Crypto Transaction Monitoring

SCALE

⇒ Get discounts on volume based pricing

⇒ Dedicated Slack support

⇒ Custom tuning of fraud models

⇒ Hands on on-boarding

⇒ Premium features such as dashboard seats and no code workflows

Press Release

We’re all familiar with SaaS (software as a service), but Sardine.ai is here to embody a new term: fraud prevention as a service, or FaaS. Sardine.ai is built on AI and provides intelligence that catches fraudsters based on their intrinsic behavior.

A Coinbase alumni has launched a fraud-prevention startup for crypto companies and neobanks, and just scored a $4.6 million seed investment.

Banking-as-a-Service platforms are leading a generational shift towards better financial services, making financial products more accessible than ever-- that is, if fraud doesn't kill them first. Sardine is the first fraud prevention as a Service (FaaS) solution truly built for digital businesses, helping companies scale and grow with zero fraud.

Sardine

Platform Features

Device Intelligence

Enhanced Payment Fraud

Transaction Monitoring

Identity Verification

Account Takeover Prevention

Technical

Documentation

Pricing

Company

About