--- title: Agentic Financial Crime Platform for Fraud Prevention & AML source_page: https://www.sardine.ai/ canonical: https://www.sardine.ai/ format: text/markdown description: The top agentic risk platform used by leading banks and merchants worldwide to stop fraud in real-time, prevent AI-driven attacks, automate fraud and AML operations. --- **Quick links:** [Human page](https://www.sardine.ai/) · [Home](https://www.sardine.ai) · [Customers](https://www.sardine.ai/customers) · [Blog](https://www.sardine.ai/insights/blog) · [Demo](https://www.sardine.ai/demo) --- # Agentic Financial Crime Platform for Fraud Prevention & AML The top agentic risk platform used by leading banks and merchants worldwide to stop fraud in real-time, prevent AI-driven attacks, automate fraud and AML operations. ## The agentic risk platform for Unifying fraud prevention, AML compliance, and real-time transaction monitoring in one platform - trusted by leading banks, merchants, and fintechs. ## Modular building blocks for managing risk across the customer journey PRODUCTS ### Device and behavior ### Spot suspicious behavior from onboarding to payments Proprietary device and behavioral signals uncover early signs of fraud, without adding friction. #### Device intelligence Detect risky devices, emulators, and malicious bots. #### Behavior biometrics Analyze user behavior patterns for signs of social engineering. #### True Piercing™️ Unmask fraudsters hiding their actual location or IP address. ### Onboarding ### Verify consumers and businesses with confidence Automate identity verification, business risk assessments, and credit underwriting. #### Global KYC Verify customers with the industry’s broadest coverage. #### Global KYB Authenticate businesses and beneficial owners with accuracy. #### Identity Verification Prevent synthetic IDs, stolen identities, and deepfakes. #### Document Verification Check IDs and documents for authenticity, tampering, and fraud risk. #### Bank Verification Validate bank account ownership and risk levels in real-time. #### Credit Underwriting Build, test, and deploy credit models without engineering support. ### Fraud prevention ### Protect every transaction from fraud and scams Real-time, behavior-based fraud detection for financial institutions and merchants. #### Agentic Fraud Ops Automate data analysis, alert reviews, and investigations. #### Payment Fraud Approve more transactions while keeping your fraud rates low. #### Bank Transactions Monitor fraud across ACH, wires, and real-time payment rails. #### Card Issuing Fraud Make smarter auth decisions to approve more legitimate spend. #### Merchant Monitoring Approve good merchants faster and monitor activity to avoid bust out fraud. #### Refund Fraud Detect suspicious refund activity early to reduce losses and operational overhead. #### Policy Abuse Prevent promo abuse, multi-accounting, and fraud rings before they erode margin and trust. ### Cyber security ### Protect your platform from sophisticated attacks Turn your data into a warning system that identifies high-risk users early without affecting legitimate ones. #### Account Takeovers Stop unauthorized access during logins and live sessions. #### Bot Detection Identify malicious bots, scripted activity, and agentic automation. #### Job Applicant Fraud Detect fake identities and deepfake impersonation during live interviews. ### AML Compliance ### Automate your financial crime operations Agents to detect risk, investigate alerts, and help AML teams move faster from review to resolution. #### Agentic AML Ops Automate KYC/AML alert reviews and speed up investigations with audit-ready agents. #### Transaction Monitoring Detect money laundering scenarios and money mule activity. #### Customer Risk Rating Tier customers by risk level to support effective CDD and ongoing compliance reviews. #### Sanctions Screening Monitor for sanctions risk, PEP exposure, and adverse media. #### Case Management Unified workspace to review alerts, conduct investigations, and resolve cases. #### Sponsor Banking Monitor and enforce risk controls across your fintech programs. ### AGENTIC FRAUD & AML OPS ### Agents that make your risk team 10x more effective Accelerate revenue attainment with faster onboarding, reduce average time to resolution from days to minutes, and adapt to new threats in real-time. - OSINT Search Agent - Data Analyst Agent - Rule Assistant Agent - Transaction Monitoring Agent - Business Due Diligence Agent - Doc KYC Agent - PEP Screening Agent - Graph Analyst Agent - Sanctions Screening Agent ## How risk teams use Sardine Fortune 500 companies have consolidated 11 risk vendors to 1. Find out why they chose Sardine. ### Prezzee increased approval rates while reducing card fraud ### Leading US neobank takes down large money laundering network ### Large Canadian bank prevents bot-driven account takeovers linked to a massive fraud ring ## Built on the most comprehensive risk data in the industry PLATFORM ### Unify your risk workflow Break down silos between fraud, AML, and credit teams with one connected platform. Platform ### Harness collective fraud intelligence From onboarding to payments, cross-industry fraud intelligence gives you the shared context your internal rules alone cannot deliver. Consortiums ### Build flexible rules and automated workflows Act instantly using rules, workflows, and ML models. Rules engine and machine learning ### Surface hidden links in your networks Map relationships between users, devices, and transactions to spot coordinated activity. Fraud investigations ## A global leader in AI, fraud, and compliance - 400+: enterprise customers - $1.3T+: payments screened - 5.4B+: devices profiled ## Featured resources