Approve more customers with confidence

Reduce the operational overhead of onboarding new customers and managing fraudulent ACH returns.

Bank account verification and authentication

  • Industry's highest account coverage
  • Authentication: checks if the user is the real account owner or an authorized user
  • Verification: provides instant visibility into account status and risk levels
Asset manager with $800B AUM
100%
0%
Verification coverage
Fortune 50 financial services firm
99.9%
0%
Verification coverage
95%
0%
Authentication coverage

Real-time counterparty checks cover every step of your customer’s journey

Connect only legitimate accounts at onboarding

  • Waterfall lookup across providers reduces false positives
  • Open banking transaction data improves accuracy
  • Integrated data enrichment reveals user’s true identity
Account funding

Block transfers & withdrawals
to high-risk accounts

  • Prevent your customers from losing their money
  • Protect the integrity of your brand and reputation
  • Block unauthorized withdrawals from compromised accounts
Transfers & withdrawals

Screen recipients before sending payments

  • Protect customers from sending money to scammers
  • Safely support authorized push payments like Zelle, FedNow, RTP
  • Prevent losses from social scams and account takeovers
Real-time payments

Guard against payroll diversion fraud

  • Flag direct deposits initiated from suspicious bank accounts
  • Block direct deposits to unauthorized bank accounts
  • Detect ATO and unauthorized changes to linked accounts
Payroll deposit

Recognized by Nacha as a Preferred Partner

We are proud to be a Preferred Partner of Nacha, the ACH governing body, for Fraud Prevention, Risk, and Compliance. At Sardine, we create strong, innovative solutions that help improve the ACH network and support everyone involved.

Ready for a demo?

Behavioural biometrics is fundamental to fraud prevention. Deploying it throughout the customer journey helps our customers deal with increasingly complex fraud attacks.”
Eduardo Castro
Managing Director, Identity and Fraud
I've worked in Fraud and AML for a long time, but I've never worked with a customer support team that's so accessible and effective. Sardine is like an extension of our team.”
Preston Miller
Manager, Fraud and Chargebacks
My favorite Sardine feature is that I can create complex rulesets to catch new fraud patterns, and then test them against the last 30/60/90 days. If they perform well, I can instantly push them to production. That’s game-changing.”
Matt Vega
Director of Fraud Strategy
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