Session | The Future of Trust: Identity Verification to Entity Centric Risk‍

Dec 10 | 4:55 - 5:20 p.m.

Stopping individual fraudulent transactions isn't enough anymore. Today's fraud networks operate across accounts, devices, and platforms, making single-point defenses obsolete.

Financial institutions need to shift from verifying identities to understanding entities: analyzing the complete digital footprint behind every user to detect coordinated fraud rings and synthetic identities before they strike.

In this session, Sardine CEO Soups Ranjan will discuss why connecting device, behavior, identity, and consortium data gives banks and fintechs a complete view of risk. Then with this holistic view, they can stop fraud sooner and build deeper trust with legitimate customers.‍

Session | Beyond OTPs: Building Trust in a Device-First, Authentication Future‍

Dec 10 | 3:35 - 3:45 p.m.

One-time passwords are on their way out. Recent regulatory shifts continue to push the industry toward stronger, smarter authentication methods that rely less on SMS codes, and more on secure technologies like device fingerprinting and behavioral analytics. These methods verify users based on who they are and how they interact, rather than their access to a code vulnerable to phishing or tampering.

In this panel session, Soups Ranjan will explore why authentication must be device-bound, behaviour-aware, and analytics-driven to truly safeguard financial institutions.