El blog de Sardine

Community banks are the backbone of local economies, but outdated systems and rising fraud threats are putting them at risk. This piece explores how we can close the risk infrastructure gap so they can continue powering small businesses, farmers, and communities nationwide.

AI-powered fraud kits are making it easier than ever for criminals to launch large-scale scams with minimal effort. In our latest post, we break down 13 of the most dangerous AI fraud tools in use today and share the signals risk teams should watch to stop them before they scale.

Scaling KYC across countries is complex and manual. This post outlines how compliance teams can improve accuracy and efficiency with eKYC, device signals, and AI-powered reviews.

Visa’s new VAMP program consolidates fraud, dispute, and enumeration monitoring into a single global framework. This post explains what’s changed, how merchants are impacted, and what steps fraud teams can take to stay compliant.

The 3D Secure Method URL plays a key role in enabling frictionless flows by giving ACSs the device data they need to assess risk before authentication. Without it, issuers are left with blind spots making step-up challenges more likely and increasing fraud exposure.

This playbook builds on the Agentic Oversight Framework, providing a practical guide for banks to deploy AI agents in a regulator-ready way. In it, we outline clear steps for governance, validation, and oversight to ensure compliance, auditability, and safe automation.

AI fraud detection is now essential as next-gen scam attacks evolve at unprecedented speed. Advanced phishing campaigns, deepfake voice fraud, and AI-powered brand impersonation are outsmarting legacy security tools. This article explores how cybercriminals use generative AI, website cloning, and automated workflows to bypass traditional defenses, and why behavioral biometrics, device intelligence, and real-time detection are critical for stopping modern threats. Learn how to safeguard your business with adaptive, AI-driven fraud detection strategies that keep you ahead of scammers and secure your digital ecosystem.

Build rules faster, monitor smarter, and reduce risk with June’s new fraud, compliance, and KYB tools.

Learn how banks use Sardine’s zero-day signals to prevent account takeovers in real-time, even when there’s little or no prior user history.

A rising tide of fake job applicants using sophisticated techniques like VPNs and deepfakes are attacking businesses in all sectors. Consequently, businesses face considerable financial, security, and reputational risks. HR and recruiting technology companies can proactively address this challenge, with Sardine's AI-powered solutions playing a crucial role in detecting location spoofing and video manipulation.

We have an exciting list of Product updates for May, bringing powerful new capabilities across our platform to enhance fraud prevention, compliance, and merchant risk management. This month’s updates have an interesting mix of products and feature enhancements such as, a Fake Candidate Screening product (Beta), International eKYC, Partner ID Queues, Manual KYC options, enhanced rules and aggregations, AI summaries, and Web360 dashboard for Merchant Risk.

Enhance KYC compliance while improving conversion rates. Explore actionable strategies that can reduce financial crime and streamline onboarding.