AI is enabling financial crime faster than current FRAML systems can adapt. From deepfakes to website cloning, fraudsters are using AI to launch large-scale attacks that bypass systems and flood risk teams with alerts they can’t triage fast enough.

Fraud is evolving faster than most systems can keep up. It’s no longer confined to one channel or platform. We’re seeing activity move across banks, fintechs, and payment rails in ways that make it hard to see the full picture. Risk teams are left reacting to fragments of a much larger story after the money has already moved.