Ravi Loganathan

Community banks are the backbone of local economies, but outdated systems and rising fraud threats are putting them at risk. This piece explores how we can close the risk infrastructure gap so they can continue powering small businesses, farmers, and communities nationwide.

This playbook builds on the Agentic Oversight Framework, providing a practical guide for banks to deploy AI agents in a regulator-ready way. In it, we outline clear steps for governance, validation, and oversight to ensure compliance, auditability, and safe automation.

AI agents could revolutionize banking and payments. Discover the potential, challenges, and the necessary infrastructure and governance for secure AI payments.