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Sardine recognized as a market leader
for Fraud and AML compliance

Sardine recognized as a market leader for Fraud and AML compliance
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Simon Taylor

Head of Strategy and Content

Simon Taylor is a Strategic Advisor at Sardine, where he helps shape the company’s content strategy. He previously served as the company’s Head of Content. He is best known as the creator of the Fintech Brainfood newsletter, one of the most widely read publications in financial technology, and as Co-founder of 11:FS, where he launched the popular Fintech Insider podcast and built the Ventures practice advising global banks, fintechs, and regulators.

Earlier in his career, Simon was VP of Blockchain R&D at Barclays, where he led some of the industry’s first enterprise blockchain initiatives, and VP of Mobile Delivery, overseeing mobile banking and payments. He also co-founded Global Digital Finance (GDF), an industry body setting global standards for digital assets.

Before Barclays, Simon worked at TSYS as an Innovation Lead, managing several high-profile payments projects, and began his career at BT Global Services as a Business Analyst, where he implemented the Software Development Lifecycle across the Infrastructure business and delivered significant efficiency improvements.

Simon studied Software Engineering at Bradford College, earning an HND degree.

Articles by Simon Taylor
Simon Taylor
Simon Taylor
May 7, 2025

Common AML Scenarios - Classic and evolving money laundering tactics

Learn best practices for blocking classic and evolving money laundering methods including smurfing, shell companies, and crypto laundering.
Compliance
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Simon Taylor
Simon Taylor
May 5, 2025

How Sardine delivers a first-class KYC onboarding experience

Sardine's Agentic AI is able to cut manual review backlogs from 20 days to 2 minutes They're like a first-class airport experience for customers.
Compliance
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Simon Taylor
Simon Taylor
April 30, 2025

How data breaches are making it harder to trust traditional KYC results

Deep dive into how data breaches are jeopardizing KYC processes in finance and explore solutions to enhance trust and security in customer verification.
Compliance
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Simon Taylor
Simon Taylor
March 7, 2025

How Raise reduced chargebacks and manual reviews with Sardine

Learn how Raise tackled chargeback fraud and manual review challenges with Sardine, achieving a 98% reduction in manual reviews and 45% fewer chargebacks.
Case Studies
Fraud
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Simon Taylor
Simon Taylor
December 2, 2024

Key lessons from sanctions screening nightmares

Learn how emerging technologies can empower financial institutions to overcome due diligence compliance challenges and replace ineffective, in-house strategies.
Compliance
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Simon Taylor
Simon Taylor
November 12, 2024

Five ways advanced sanctions screening pays for itself

Advanced sanctions screening can enhance your compliance efficiency, reduce false positive alerts, and mitigate regulatory risks. Automated compliance solutions...
Compliance
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Simon Taylor
Simon Taylor
October 18, 2024

Automate enhanced due diligence checks with Sardine

Automate enhanced due diligence (EDD) and compliance processes to minimize risk exposure, streamline KYC/KYB checks, and prevent financial crime with real-time fraud detection and advanced risk management tools.
Compliance
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Simon Taylor
Simon Taylor
September 12, 2024

Revenue Attach Rate: A New Metric for Fraud ROI Calculation

How can fraud teams secure more budget and executive influence? The answer may all come down to Revenue Attach Rate (RAR).
Fraud
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Simon Taylor
Simon Taylor
August 21, 2024

How Novo achieves world-class fraud prevention and chargeback performance with Sardine

Novo uses Sardine's risk platform and machine learning models to reduce chargebacks by 90%, and recover 84% of blocked transactions, enhancing trust for 250K+ small businesses.
Fraud
Case Studies
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Simon Taylor
Simon Taylor
August 13, 2024

Safeguarding Neobanks: Fraud Prevention Tools & Comprehensive Techniques

Neobanks and digital banks are low-hanging fruit for fraudsters.What makes them such an attractive target? They do not have traditional branches. This new approach is convenient and accessible. But, it also adds new fraud risks. Unlike traditional banks, neobanks rely heavily on technology and a digital experience. This isn’t just convenient for their customers, but fraudsters too.
Fraud
Compliance
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Simon Taylor
Simon Taylor
July 25, 2024

Interview with Karisse Hendrick, Fraudology

Karisse is the person the biggest e-commerce companies call when they’re in over their heads. With over 15 years of experience and having saved her clients over $150 million in reduced fraud and chargebacks, she knows a thing or two about staying one step ahead of the fraudsters. We spoke to Karisse Hendrick, consultant, fraud expert, and the host of the Fraudology podcast when she joined us on Risky Business.
Fraud
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Simon Taylor
Simon Taylor
July 8, 2024

Do you Know Your Seller (KYS?) - Seller Check for Marketplaces

Combat seller fraud in marketplaces: A Know Your Seller (KYS) check is vital to maintaining buyer trust and minimizing seller fraud.
Fraud
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Simon Taylor
Simon Taylor
July 2, 2024

How to Detect Marketplace Fraud: Key Strategies

Marketplaces have unique nuances compared to traditional e-commerce. They bring together buyers and sellers and often offer incentives to create this double-sided market. Hiding in the cracks between buyer, seller, or both is how fraudsters have turned marketplaces into one of the most complex fraud challenges to manage.
Fraud
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Simon Taylor
Simon Taylor
May 21, 2024

How Hackers Are Targeting B2B Payments with Remote Access Tools

By combining these behavioral insights with transaction monitoring, businesses can gain a powerful advantage in the fight against B2B payment fraud. This layered approach can stop large, unauthorized transfers in their tracks, protecting companies from significant financial losses.
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Simon Taylor
Simon Taylor
April 30, 2024

Boost Checkout Conversion by Screening for Fraud Pre-Authorization

Merchants spend incredible energy engaging users to visit their store and get to the checkout, only to lose out due to high fraud risk in an era where first-party fraud rates are rising, and conversion rates continue to fall. There is a better way. Get ahead of fraud before it ever reaches your checkout page. Pre-authorization fraud screening. And it's a game-changer for boosting conversion rates.
Fraud
Product
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Simon Taylor
Simon Taylor
February 6, 2024

Fraud vs Scam: What's the Difference? Prevent Fraud in Your Business

Discover how scams and fraud differ in methods and legal implications and how you can safeguard your business against these costly crimes.
Fraud
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Simon Taylor
Simon Taylor
November 8, 2023

Machine Learning Feature Store for Fraud and Compliance

Machine learning is critical to the fraud squad, but they're often frustrated by black boxes and no data access. The solution is a feature store. Allowing your data scientists to centralize, simplify, and make accessible machine-learned features from 3rd parties.
Product
Fraud
Compliance
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Simon Taylor
Simon Taylor
October 31, 2023

October 2023 Roundup - All risk problems are data problems

All risk problems are data science problems. So welcome to your everything is data edition of the Sardine newsletter. Think you’ll enjoy this one.
Company
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Simon Taylor
Simon Taylor
October 26, 2023

Stopping e-commerce returns fraud in its tracks

Sardine offers machine learning-based anomaly detection and rules to stop returns fraud before, during, and after users enter the e-commerce world. That’s how we catch more. Catch Sardine to find out how.
Fraud
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Simon Taylor
Simon Taylor
October 9, 2023

The power of data enrichment in fraud and AML

Getting access to the data you need to prevent fraud and improve conversion isn’t always possible unless you use Sardine.
Fraud
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Simon Taylor
Simon Taylor
September 21, 2023

Increase transaction approval with Real-time Merchant Data

Fraud teams are flying blind with card transaction data, creating false declines and high fraud rates. The solution? Fine-grained merchant intelligence with Spade and Sardine.
Fraud
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Simon Taylor
Simon Taylor
September 5, 2023

August 2023 Roundup: How scammers are using custom AI tools for fraud

In this month's newsletter: AI fraud tools, voice cloning in account takeovers (ATOs), and advice from Sardine's Head of Fraud.
Fraud
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Simon Taylor
Simon Taylor
August 5, 2023

How real-time transaction monitoring improves AML compliance

Real-time transaction monitoring improves handling high-risk transactions and data privacy. Sardine’s approach means you can have the best of both batch and real-time today.
Compliance
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Simon Taylor
Simon Taylor
July 31, 2023

Solving the rise of Global e-commerce fraud and chargebacks

The ascent of e-commerce platforms such as Shopify, Wix and global giants like Shein have redefined commerce. The traditional concept of buying locally has been replaced with a marketplace without borders, providing consumers more choices and more opportunities for merchants to sell internationally.
Fraud
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Simon Taylor
Simon Taylor
July 9, 2023

How to protect customers from ChatGPT-Driven Scams

Chat-GPT has the potential to reduce the cost of creating scams. Scammers could quickly and at scale generate realistic phishing messages, fake customer support, or social engineering attacks.
Fraud
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Simon Taylor
Simon Taylor
June 13, 2023

Device Intelligence & Behavior Biometrics work better together

The combination of device and how users behave with it is the secret weapon fraud fighters want but often can’t have. Sardine is the answer.
Fraud
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Simon Taylor
Simon Taylor
June 2, 2023

VPN Detection for SMS Pumping

Apps and tools that rely on SMS can be exploited through SMS pumping. Building VPN detection or geofencing yourself can be expensive. Sardine has you covered.
Fraud
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Simon Taylor
Simon Taylor
June 1, 2023

How Card Not Present (CNP) Fraud is changing

Criminals are now using AI to commit fraud at scale in eCommerce. How can you keep pace? With Sardine. Move faster.
Fraud
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Simon Taylor
Simon Taylor
May 31, 2023

Fighting Friendly Fraud

Fully verified customers commit anywhere between 60 and 90% of fraud, and its notoriously hard to detect. We think we’ve found a better way.
Fraud
Compliance
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Simon Taylor
Simon Taylor
May 23, 2023

Sardine achieves 314b Designation from FinCEN

Fraud and compliance data sharing is a highly regulated activity, requiring the highest levels of compliance.
Company
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Simon Taylor
Simon Taylor
May 16, 2023

How to Protect customers from AI-Driven Romance Scams

70,000 people lost $1.3billion to romance scams last year and now AI might be making it worse. How can we detect this?
Fraud
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Simon Taylor
Simon Taylor
March 9, 2023

Detect more Account Takeover (ATO) with Sardine

Nearly 1 in 4 adults in the US have had their account taken over by a fraudster; since 2019, attacks are up 3x, and in 2021, losses increased by 90%.
Fraud
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Simon Taylor
Simon Taylor
February 23, 2023

Blockchain and Sardine are redefining partnerships

The word partnership gets thrown around a lot lately. “Hey, we should partner!” This is the opening line of every business development pitch in your LinkedIn inbox, but at Sardine, partnership means much more than “become a client and buy from us.”
Fraud
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Simon Taylor
Simon Taylor
January 31, 2023

Global Workers need better Global Payouts

Today “work from anywhere” is a massive and growing trend, but it is a painful reality of high fees, FX, and admin for workers. Stablecoins enable global workers to be paid like a local, no matter where they live.
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Simon Taylor
Simon Taylor
January 3, 2023

Scam Prevention: Detecting elderly scams in new payment methods

The elderly are often scammed out of thousands of dollars. Targeting the over-60 population is not a new trick scammers use, but it is becoming increasingly common for digital payments.
Fraud
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Simon Taylor
Simon Taylor
November 16, 2022

Sardine partners with 1inch

The new 1Inch Android wallet is adding Sardine as an on-ramp option to help users get into DeFi Safer and Faster.
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Simon Taylor
Simon Taylor
November 15, 2022

Sardine’s self-care day 2022

There’s a new holiday you might not have heard of.
Company
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Simon Taylor
Simon Taylor
October 31, 2022

Fraud and Payments are two sides of the same coin with Blockchain.com & Sardine

Conversion at checkout is the lifeblood of any merchant.
Fraud
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Simon Taylor
Simon Taylor
October 13, 2022

The safest way into web3 with Juno and Sardine

Crypto and DeFi have two major problems restricting their mainstream adoption.
Fraud
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Simon Taylor
Simon Taylor
October 11, 2022

Sardine delivers Instant Bank ACH for MetaMask users in the US

MetaMask now enables instant bank funding for U.S. customers to purchase crypto through ACH settlement merchant Sardine.
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Simon Taylor
Simon Taylor
September 30, 2022

Faster Onboarding and Higher Conversion with Magic and Sardine

NFTs are here to stay, but users and NFT creators often suffer from poor onboarding, UX, and payment options. This creates missed opportunities to buy a unique item for buyers and for sellers, a loss of conversion, and monetization for dApps.
Compliance
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Simon Taylor
Simon Taylor
September 26, 2022

Understanding the DAN, what builders should know about Apple Pay

Mobile payments are a thing now. Apple Pay is quietly massive. Consumers spent $90bn with Apple Pay in 2021 in the US, and 45% of consumers who have Apple Pay used it in the last 24 hours for a purchase.
Fraud
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